The Modern Infrastructure for Income Verification.

Verify income at the source. Access real-time data through a single API to streamline your decision-making and maximise conversion.

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POST /verification

{
"user": "Oliver Wright",
"ni_number": "QQ123456C",
"connection": "direct"
}

Oliver Wright

Match Found

Employment

Employer

Barclays PLC

Status

Active

Start Date

Jan 15, 2021

Income

Latest Gross Pay

£4,850.00

Base Salary

£4,500.00

Net Pay

£3,420.00

Enterprise-grade security and compliance built for the UK.

ISO 27001 Certified
ICO Registered
GDPR Compliant

Verification should be instant, accurate, and invisible.

Legacy verification processes cost time, conversion, and trust. Teal replaces them with real-time data infrastructure.

Days → Seconds

From days to seconds

Manual income checks take 1–5 business days. Teal delivers verified data in real time, so your team can move at the speed of your applicants.

Up to 15%

of payslips contain discrepancies

Industry research shows up to 15% of payslip documents are altered or fabricated. Teal's tamper detection catches them before they reach your underwriter.

10–20×

cheaper than manual review

Replace manual document review and ops overhead with a single API call. One integration replaces an entire verification workflow.

Single API. Multi-Source Orchestration.

Maximise conversion with smart waterfalling. Teal orchestrates multiple data sources behind a single API, prioritising direct matches, then cascading through fallbacks to ensure no applicant is left behind.

Teal API

RULES ENGINE

Set the rules, Teal handles the routing. Configure source priority, time windows, and fallback logic without touching your codebase.

Connectivity

MULTI-RAIL

API-level data retrieval, user-authorised logins, and intelligent document parsing. Teal routes through the fastest path available.

Verify Suite

UNIFIED SCHEMA

Income, employment, and identity in real-time. Verified at the source, normalised, and delivered straight to your decision engine.

Choose how you integrate.

From fully headless APIs to drop-in UI and no-code dashboards.
Deploy income verification in hours, no matter your engineering bandwidth.

Teal API and SDK Implementation

API & SDK

Full Control

Integrate Teal directly into your stack. Use our API for backend data retrieval and our SDK to embed flows natively into your frontend. Full control, zero compromise.

Teal Hosted Verification Webapp

Hosted Webapp

Quick Launch

Launch in minutes. Use our fully-hosted, conversion-optimised webapp that can be personalized to match your brand identity without writing front-end code.

Teal Console Dashboard

Teal Console

No Code

No code needed. Empower anyone on your risk and ops teams to manage applicants, configure rules, and view verified income reports instantly.

Designed for every vertical.

Same API, different verticals.
Plug Teal into any verification workflow out of the box.

Personal Lending

Instant affordability checks

Real-time income data at the point of application, reducing manual review and speeding up decision-making.

Mortgage

Automated income history

Multi-year employment and income verification in seconds, not days.

Tenant Screening

Frictionless tenant screening

Verify affordability without slowing down letting agents or frustrating applicants.

Background Check

Pre-employment income validation

Verify candidate earnings and employment history before making an offer.

response.json
{
  "request_id": "req_abc123",
  "status": "verified",
  "verified_at": "2026-02-10T16:30:00Z",

  "identity": {
    "full_name": "Sarah Chen",
    "date_of_birth": "1990-04-22",
    "address": {
      "line_1": "14 Shoreditch High Street",
      "city": "London",
      "postcode": "E1 6PG"
    },
    "ni_number": "AB654321C"
  },

  "employment": {
    "status": "active",
    "employer_name": "Revolut Ltd",
    "role": "Senior Product Manager",
    "type": "full_time",
    "start_date": "2021-06-01"
  },

  "income": {
    "frequency": "monthly",
    "earnings": {
      "gross_pay": 6250.00,
      "net_pay": 4320.00,
      "base_salary": 5800.00,
      "total_deductions": 1930.00
    }
  }
}

Engineered for developers.

Integrate once, configure everything from the dashboard.
Our Unified Schema abstracts away the complexity of managing multiple data providers.

  • RESTful API with real-time webhooks
  • Sandbox environment for instant testing
  • Config-driven: update flows without code changes
  • API & SDK for native app embedding
View API Docs

Ready to verify with confidence?

Stop losing applicants to friction. Start verifying every qualified applicant with intelligent data routing.

Contact our teamExplore Docs